READY TO FEEL EMPOWERED ABOUT YOUR FINANCIAL FUTURE? Peter Kinch is a Mortgage & Investment Advisor who offers a hybrid-approach to your financial plan. That means, he is uniquely licensed to offer professional advice in Mortgages and Private Equity with affiliated partners in Portfolio Management. Feeling empowered about your financial future begins with having clarity of your goals and the path to get there. Peter will listen to you, learn about your goals, and offer un-biased guidance to develop a personalized plan. You’ll move forward feeling confident about your portfolio and empowered to reach your destination.
EVERY FINANCIAL MOVE AFFECTS YOUR PORTFOLIO Are you confident you’re making the right moves? What does your financial future look like? Do you need a second opinion? Feeling 100% confident that you’ll achieve ‘Checkmate’ with your financial plan starts with booking a meeting with Peter. He will listen to your goals and with his unique dual-licensing in mortgages & financial services, will build a custom plan to help you reach your destination with confidence. Any goal is achievable. You just need a plan that is customized for you.
CONFIDENCE AND CLARITY LICENSED TO OFFER PROFESSIONAL ADVICE IN: REAL ESTATE FINANCING, PORTFOLIO MANAGEMENT (EQUITY & BONDS) & PRIVATE EQUITY
In the absence of clarity, you can get sold anything. Working with Peter to identify your goals will help you build a plan and choose products with a clear and confident perspective.
Knowledge is power. Knowing what financial products you have and why you have them is critical to your future prosperity. Knowing they are strategically chosen to help you achieve your dreams and goals is empowering.
He is one-of-a-kind – Unique in the financial industry since Peter is both a licensed Mortgage Broker and a licensed Exempt Market Dealer Representative (DR). As such, clients receive an un-biased analysis of their portfolio and will obtain a well-balanced plan that is developed in the context of long-term goals. A hybrid approach that incorporates both real estate and the markets.
Feeling confident about your daily and long term finances inspires happiness. Whether your investments are conservative or aggressive isn’t critical. Knowing that they are strategically managed within the context of your PLAN is a game-changer. Imagine the feeling of making an investment decision with the clarity and confidence knowing that it’s consistent with the desired end result.
A HYBRID APPROACH - UNIQUE IN THE FINANCIAL INDUSTRY, LICENSED TO OFFER PROFESSIONAL ADVICE IN: MORTGAGES, PORTFOLIO MANAGEMENT (EQUITIES & BONDS) & PRIVATE EQUITY People often ask me – do I spend more time doing mortgages or more time doing wealth management? My answer is neither – I spend 100% of my time doing an overall plan with the client. I believe that everyone should have a balanced approach between Real Estate and the Markets. We can provide expert advice, arrange financing and help you develop a well-balanced and truly diversified portfolio. Clients receive an un-biased analysis of their portfolio and will obtain a well-balanced plan that is developed in the context of long-term goals.
START WITH THE END IN MIND
Your house can be the biggest investment you make and your mortgage is often your single biggest expense. It’s important to look at this expense in the context of your entire Financial Plan. The first thing we’ll do is start with the end in mind. We’ll listen to learn more about your entire financial picture in order to truly determine the best mortgage product and structure that’s right for you. We look at where you are today, where you see yourself in 5, 10 or 15 years and then determine how best to structure your mortgage for today to ensure that you are positioned to accomplish your goals for the future. You need to work with a professional who understands what’s important to you.
MORE THAN JUST A RATE?
Yes, rate is important. But sometimes chasing the best rate can be the most expensive decision you make. The most important aspect of your mortgage is knowing that it is structured in the best way that suits your short and long-term needs and knowing that you are working with someone who understands those goals.
FINDING THE BEST LENDER
Once we determine the best structure for your mortgage that is consistent with your short and long-term goals, we begin to look for lenders who have products that complement those goals. Not every lender has the same products and not all products are structured the same. Before you get your next mortgage –
ARE YOU A REAL ESTATE INVESTOR
Peter Kinch has 20 years of experience in working with mortgages and finance and is considered one of the foremost experts in real estate finance for investors. Peter pioneered the concept of looking at a mortgage from a ‘portfolio’ approach as opposed to simply a one-off transaction. In the process, he and his team have arranged over $1 Billion of mortgage financing over the past 15 years for residential and commercial real estate investors. More importantly, Peter’s ‘5 Year Action Plan™’, which walks you through a business-planning approach to buying real estate, is considered one of the best tools in the market for any real estate investor. Peter’s best-selling book, ‘The Canadian Real Estate Action Plan' will provide you all the insight and tools you’ll need to succeed as an investor.
“A must-read for anyone contemplating investing in residential real estate as a means to achieving their personal financial goals” - John Webster, CEO, Scotia Mortgage Corporation
100% FOCUS ON YOUR PLAN
People often ask me – do I spend more time doing mortgages or more time doing wealth management? My answer is neither – I spend 100% of my time doing an overall plan with the client.
A HYBRID APPROACH
Should I invest in Real Estate or the Stock Market or Private Equity? A common question – but why does it have to be one or the other? The best solution is a hybrid that can integrate a variety of investments into your plan based on your long-term goals. An investment is simply a VEHICLE designed to accomplish an end result – that vehicle could be real estate, the markets or private equity. The secret is to know what end result you want/need BEFORE you choose your vehicle. “There’s no point in getting a great deal on a Porsche if you’re destination is Hawaii.” Everything begins with THE PLAN - it’s not about whether you need a mortgage or whether you need an investment. It’s about taking stock on your current financial reality, analyzing where you want to be in the future and putting a PLAN in place to accomplish it.
Start with the end in mind and reverse-engineer the process to determine what result you need from today’s investments in order to accomplish tomorrow’s goals.
YOUR FINANCIAL LANDSCAPE
Before any investments are made the first step is to determine your ‘Financial Landscape’. This takes place during an in-depth meeting to assess your current lifestyle and spending/savings habits, income sources, and current investments. Then leaping forward to your goal dates for financial independence or retirement, we can complete a ‘Gap Analysis’ to determine what plan and lifestyle adjustments are needed to reach your end goal.
What is the Exempt Market?
Peter Kinch is a registered Exempt Market Dealer representative with Triview Capital Ltd.
February 22, 2018 at CTV: Will the BC Budget affect housing prices
January 3, 2018 at CTV: New Mortgage Rules Explained
November 15, 2017 at BNN: Home Capital has done enough to gain back industry confidence
November 13, 2017 at CTV: New Mortgage Rules Coming Into Effect
July 12, 2017 at CTV: What Bank of Canada’s interest rate means for you
June 6, 2017 at: News Talk 770
June 13, 2016: REIN Workshop August 23, 2016: REIN Workshop September 20, 2016: REIN Workshop September 24, 2016: REIN – Alberta October 15 & 16, 2016: REIN – Edmonton ACRE October 20, 2016: REIN Workshop November 4, 2016: REIN Workshop November 5 & 6, 2016: REIN – Vancouver ACRE December 8, 2016: REIN Workshop
Have questions? Want us to get in touch with you? We'd love to hear from you.
Copyright 2018 © Peter Kinch | All Rights Reserved